With over 15 years of experience in loan originating and credit restoration, I bring a unique set of skills to the business.
With over 15 years of experience in loan originating and credit restoration, I bring a unique set of skills to the business.
With 15 years of experience in loan origination and credit restoration, Michael Breda has built a reputation for helping clients achieve their homeownership goals. Growing up in a family that owned A-Plus Credit for 20 years, he developed deep expertise in credit repair and financial guidance. Michael also brings hands-on experience as both a mortgage loan processor and loan officer. Today, he is proud to serve Oldham County as a trusted mortgage expert, guiding buyers and homeowners every step of the way.
A popular home loan option for buyers in Oldham County looking for great rates and flexible terms. Ideal for well-qualified borrowers buying a primary residence, second home, or investment property.
A government-backed home loan that helps buyers with lower credit or minimal savings purchase a home. A strong option for first-time homebuyers across Oldham County.
Exclusive mortgage benefits for veterans and active-duty service members. Buy a home in Oldham County with no down payment and no mortgage insurance.
Zero-down mortgages for eligible rural and suburban areas, including parts of Oldham County. A great path to buying a home outside city limits.
Stable rates and predictable monthly payments for long-term homeownership. Perfect for buyers who plan to stay in their Oldham County home for years.
Lower entry rates that adjust over time. A smart mortgage strategy for buyers planning to move, refinance, or sell their home sooner.
Refinance your mortgage to lower your rate, shorten your term, or access home equity. Serving homeowners across Oldham County.
Fast, simplified refinance options for existing FHA and VA borrowers—minimal documents and potential lower payments without a full appraisal.
Mortgage financing for higher-priced homes that exceed conforming limits. Great for luxury properties in Oldham County.
Funding solutions for investment, development, and business-use real estate. Not just homes—supporting local Oldham County growth.
Flexible mortgage solutions for self-employed buyers, investors, and unique financial situations are available through a knowledgeable mortgage broker. These options are great for home loans based on alternative qualifications, making them ideal for those seeking mortgage loans in Oldham County.
Flexible mortgage solutions for self-employed buyers, investors, and unique financial situations. Great for home loans based on alternative qualifications.
4021 Mosswood Ln, La Grange, KY 40031
Open today | 08:00 am – 08:00 pm |
Holidays may affect these hours.
Michael Breda, NMLS #2283845, is a licensed Mortgage Loan Officer in Kentucky and Indiana and operates under Broker House Lending, NMLS #856693. Michael Breda does not operate as an independent mortgage entity or separate business. All mortgage applications, inquiries, communications, and personal data submitted through this website are collected for the purpose of providing mortgage services through Broker House Lending and are the property of Broker House Lending. All loans are subject to credit approval, underwriting requirements, lender guidelines, and program eligibility. Broker House Lending complies with Equal Housing Opportunity guidelines.
Copyright © 2025 Michael Breda, Mortgage Broker
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